• For Regular and Limited Premium Payment.....Highest of

            10 times Annualised premium or

            105 % of all premiums Paid as on date of death or

            100% of Basic Sum Assured

• For Single Premium Payment.....Highest of

            125% of Single Premium or

            100% of Basic Sum Assured


Death Benefit :

• Waiting Period : 45 days from Date of Commencement of Policy

• Death Benefit (Anytime during Waiting Period)

             Natural Death : Refund of Premiums

             Accidental Death : Sum Assured on Death will be payable

• Death Benefit (Anytime after Waiting Period)

             Sum Assured on Death will be Payable


Maturity Benefit :

On Survival till end of policy term, No Maturity Benefit will be Payable.